credit reporting agency — A private company that collects and sells information about a person s credit history. Clients, such as banks, mortgage lenders, credit card companies, landlords, and potential employers, use the information to screen applicants. There are three… … Law dictionary
credit reporting agency — UK US (US FINANCE ► CREDIT BUREAU(Cf. ↑credit bureau): »Files of major credit reporting agencies show that there are 19 million Americans who have never bought anything on credit … Financial and business terms
credit reporting agency — See: credit rating … Accounting dictionary
credit-reporting agency — Another term for a commercial or mercantile agency … Ballentine's law dictionary
Credit rating agency — Corporate finance … Wikipedia
Consumer reporting agency — An agency which collects and sells information about the creditworthiness of individuals. A credit reporting agency does not make any decisions about whether a specific person should be extended credit or not. Instead, it collects information… … Wikipedia
Fair Credit Reporting Act — Federal law that covers the reporting of debt repayment information. It establishes when a credit reporting agency may provide a report to someone; states that obsolete information must be taken off (seven to 10 years); gives consumers the right… … Glossary of Bankruptcy
Fair Credit Reporting Act (1971) — Federal law that covers the reporting of debt repayment information. It establishes when a credit reporting agency may provide a report to someone; states that obsolete information must be taken off (seven to 10 years); gives consumers the right… … Glossary of Bankruptcy
consumer reporting agency — USA As defined under the Fair Credit Reporting Act (FCRA), a party that, for a fee or other benefit, regularly collects and disseminates information about consumers to evaluate the consumer s credit worthiness or other characteristics. Examples… … Law dictionary
Fair Credit Reporting Act — The Fair Credit Reporting Act (FCRA) is an American federal law (codified at usc|15|1681 et seq.) that regulates the collection, dissemination, and use of consumer credit information. ( [http://www.ftc.gov/os/statutes/031224fcra.pdf Full Statute] … Wikipedia
